Michael A Cibik
Bankruptcy Attorneys in Philadelphia
Certified Specialist in Consumer Bankruptcy - American Board of Certification
Cibik & Cataldo PC
1500 Walnut St #900
Tel: 215 735-1060
Fax: 215 735-6769
E-mail: ccpc@ccpclaw.com
Cibik & Cataldo has been practicing law over 25 years and has represented thousands of clients in consumer and business bankruptcy cases. Our focus is upon each client's particular needs. We do not represent banks, finance companies or insurance companies - only people, small business owners and their claims.
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is created by the Congress, and all bankruptcy cases are handled in federal court.
Financial problems can be deeply disturbing and extremely stressful. You should not feel alone if you are embarrassed about considering bankruptcy. It is only natural that you would prefer to pay your bills, but bankruptcy may be your best option if you are not able to pay all your debt. Civilized societies provide a way to help people who can not pay their debts. Bankruptcy is a business decision. We suggest that you let your lawyer advise you whether it is the right business decision for you.
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